Be Aware of Phishing Scams!
Be Aware of Phishing Scams!
By Nowshade Kabir, Rusbiz.com
If you use emails actively in your communication, you have to have
received assorted messages claiming to be from Ebay, Paypal and
a number of banks. A recent email as if from U.S. Bank
Corporation that I received contains the subject "U.S. Bank
Fraud Verification Process" and in the body of the send it says
"We recently reviewed your account, and suspect that your U.S.
Bank Internet Banking account may have been accessed by an
unlawful third celebration. Protecting the security of your
account and of the U.S. Bank network is our primary concern.
Therefore, for a preventative measure, we have temporarily
limited access to sensitive account features. To restore your
account way, please take the following steps to assure that
your list has not been compromised:". It continues with a
link to a webpage, which looks very alike to aboriginal web
page of the bank.
The misleading web site appears reliable with familiar
graphics and logos. The wordings are vocational right down
to the lawful disclaimer at the base of the page.
If you happened to be holding an account of the alleged bank,
followed the instructions of the email and input your account,
needle, password, etc. you are condemned. You fair have handed over
access to your account to a con artist, who, in a matter of
days, ambition drain off always the money obtainable in that account.
This fashionable scam, which is proliferating in a very rapid pace,
is cried "Phishing". Phishing is a form of identity theft,
where a con artist with the aid of official looking email
including link to phony web pages able of harvesting
information, cheats an unsuspecting sufferer into divulging
sensitive personal file. Scammers use these file to bilk
victims out of their savings.
One of the most mutual phishing movements creature waged has
targeted users of Web auction giant eBay and its PayPal
division with fiscal services giant Citibank serving as
dissimilar fashionable target. However, recently, each important bank
has been buffet with this scam. Crooks bring out mammoth measures of
emails with an expectation that some of these email address
owners may have online access to their accounts at the bank.
The term "Phishing" is a discrepancy of the word "Fishing". In
hackers' lexicon, in numerous words, "F" becomes "Ph". The term
derives from the fact that scammers use sophisticated lure as
they "fish" for users' private information.
According to Gartner, a research firm, unlawful access to
checking accounts gained via phishing has become into the
fastest growing type of consumer theft in the United States.
Roughly 1.98 million folk reported that their checking
account was breached in one way alternatively another during the last
annual and US$ 2.4 billion were swindled from the victims!
Gartner also estimated that 57 million U.S. Internet users
have received phishing emails and 3 percent of them may
have cheated into revealing their personal sensitive
The Anti-Phishing Working Group has also specked a dramatic
increase in reports of phishing aggressions in recent months.
Since November, 2003 phishing scams increase by approximately 110
percent every month. In April solo UGG Womens Classic Tall metallic golden
sale in my store, the team identified
1125 peerless phishing scams UGG Womens Classic Tall blue
sale in my store, a sharp elevate of 178 percent
from the before month.
MessageLabs, a company that watches phishing scams closely,
has famous an even extra dramatic amplify in digit of
phishing emails. It claims to watch phishing messages jump
from just 279 in September, 2003 to a staggering 215,643
in March of 2004.
The scammers also started to use more sophisticated
technologies in recent months. The latest generation of
phishing scammers uses several usages to trick users UGG Womens Ultra Short sand
sale in my store,
including pop-up graphics to mast the true web URL of the
phishing site and the installation of Spywares and Trojans
on victim's computer. The perpetrators also take advantage
of security bugs in web browsers, in which the URL in the
address bar appears to be because one site merely is UGG Bailey Button Triplet Blue
sale in my store, in truth,
a interlock to a altogether another site.
A new Windows worm under the appoint "Korgo" is capable to
infiltrate into victim's system with a key recording Trojan,
steal information that the victim input in web fashions and
secretly transfer to designated waiter. There are a number
of variants of this worm and they are spreading quickly.
However, Microsoft in April came up with a patch to seal
this glitch. Many computers without the patch are still
vulnerable to this potentially dangerous worm.
A U.S. Treasury report provides users with steps to
prevent and report phishing scams:
- Do not answer to or open anybody e-mail that warns that
an account is from now on be closed. Contact the company
instantly by phone and inquire of this e-mail.
- Do not submit financial information unless there is a
symbol for a locked padlock on the browser's status bar.
Also look for the https:// at the starting of the
Web residence. If both of these signs are absent,
the Web site is not secure.
- Always review your bank statement and honor card
statements immediately upon invoice.
- Verify the servant tel number listed above the Web
site through directory alms or other reliable
sources and call t